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  • Writer's picturePremier One Financial Company

Why You Should Work With an Independent Medicare Insurance Agent

Medicare can be very overwhelming. Unlike buying groceries, it involves making a decision that could significantly impact your health and finances. With various things and factors such as parts, premiums, rules, and coverage options to consider, it can be challenging to make the right choice. That’s why you want to work with an independent Medicare insurance agent rather than doing it yourself or choosing an agent loyal to one company.

The freedom of choice

Working with an independent Medicare insurance agent allows you to choose from various options. With different carriers offering different plans, coverage options, prices, and other benefits, an independent agent will use their industry knowledge and connection to find a coverage plan that best suits your health needs and budget.

This gives you better value compared to choosing a captive agent who works with a single company and will do everything possible to sell you their company’s plan. Working with an independent agent also saves you the hassle of searching for the right plan on your own.

Cost savings

Unlike a captive agent who will offer their company’s plan regardless of whether it suits your needs, independent Medicare agents have access to a wide range of carriers and plans, enabling them to find you an affordable option without sacrificing your health needs. In addition, an independent Medicare insurance agent can help you review your plans annually to ensure you are still getting the best bang for your buck.

Expertise and local knowledge

An independent Medicare insurance agent has the expertise and experience to navigate the Medicare system and help you find the right plan. They will break down the complexities so you can understand the different coverage options.

Additionally, independent Medicare agents reside in your locality and will use their local knowledge to provide the best services. Insurance carriers frequently provide benefits based on county or region. Because they live in your area, your independent agent will be aware of these benefits, enabling you to get the most out of your plan.

Personal advisors

Not only do they find plans with the best value, but independent insurance agents also take on the role of a personal healthcare advisor. They meet with you face-to-face, taking the time to listen to and understand your needs. They also review your plan and ensure it meets your future health needs and budget. Furthermore, they are always available to answer your questions and address your concerns all year round.

Peace of mind

An independent Medicare insurance agent works with and for you, giving you the peace of mind that comes with knowing someone has your back. Whatever the future brings concerning changing Medicare rules, plans, and even health needs, you can rest assured that your independent Medicare agent will provide the support and guidance you need to make the right decisions.

Your Medicare partner every step of the way

Working with the independent Medicare agents at Premier One Financial is a smart choice. With our expertise and experience, along with the benefits partnering with us provides, you can secure the most suitable and affordable coverage and a partner who will be there for you every step of the way. Get started today.


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