LONG TERM CARE INSURANCE
The costs of care in a nursing home and assisted living facility continue to escalate and planning for long term care is very important. People don’t want to be a burden to their family for their care and don’t want their assets depleted because of long term care costs.
Medicare doesn’t pay for custodial care and long term care. Traditional long term care policies and hybrid long term care policies are some ways to help provide the coverage. As independent agents, we have access to several companies to provide options to tailor to your specific situation.