LONG TERM CARE INSURANCE
The costs of care in a nursing home and assisted living facility continue to escalate and planning for long-term care is very important. People don’t want to burden their family with their care and don’t want their assets depleted because of long-term care costs.
Medicare doesn’t pay for custodial care and long-term care. Traditional long-term care policies and hybrid long-term care policies are some ways to help provide coverage. As independent long-term care insurance agents, we have access to several companies to provide options to tailor to your specific situation.